Before you call
Questions the agency gets asked.
No prices below, and no promises about what a carrier will do. An agency that quotes you a premium before it has seen the risk is guessing, and you would be entitled to wonder what else it guesses at.
Eight: Auto-Owners Insurance, Berkley, Donegal, Encompass, Farmers Mutual, Foremost, Progressive and Travelers. That is the whole point of an independent agency. A captive agent works for one company and can only show you that company's number, so if it comes back high there is nowhere else to go. Full Circle can run the same risk past eight sets of underwriting rules and bring back whichever one actually fits.
Yes, both. On the personal side that is home, auto, renters, condo, landlord, umbrella, life, boat, motorcycle and ATV, recreational vehicle, flood, jewellery and valuable items, and wedding and event cover. On the commercial side it is small business policies, commercial accounts, professional liability and management liability. Plenty of clients hold both, which is usually where the account starts making sense as one conversation rather than two.
The office is at 2559 Brandt School Rd, Suite 101 in Wexford, PA 15090, in Pine Township. The agency writes across Allegheny County and Western Pennsylvania.
Full Circle Insurance LLC was filed as a Pennsylvania domestic LLC on 11 September 2013 and has been family owned and operated since. Owner Kelsey Kulka completed the Travelers Agent Leadership Program in 2022.
Yes. Boat and yacht, motorcycle and ATV, and recreational vehicle cover are all part of the personal lines book, alongside jewellery and valuable items and wedding and event cover. These are the policies a single-company shop most often has to decline, which is usually why people end up calling an independent agency for them.
Yes, flood is written as its own policy. It has to be: a standard homeowners policy does not cover rising water, which is the single most common gap people discover at the worst possible moment.
Monday to Friday, 9:00 AM to 5:00 PM. Closed Saturday and Sunday. Call (724) 935-8000 during office hours, or send the form on the contact page any time and it lands with the agency directly.
For home, the address and roughly when the house was built. For auto, the drivers, the vehicles and a rough idea of the mileage. For business, what the business actually does day to day. If you have a current policy, the declarations page is the fastest thing to send, because it lets the agency compare like for like rather than guessing at your existing limits.
Still the wrong question for a web page?
Most insurance questions turn on a detail that only comes out in conversation. The office is open Mon-Fri 9am-5pm.